We’re a main street firm, not a Wall Street firm offering only you cookie cutter options. We provide next-step strategies that are aligned with your individual goals and objectives . . . customized to accomplish your dreams.
You’re Not Alone
We’ve all heard that it’s important to manage your finances or they’ll manage you Whether you’re single or in a relationship, sometimes life can be difficult. And, it’s not so easy to find enough time to organize and look at life’s big issues.
Keeping promises you made to yourself and your family, while ensuring the comfort of your future and your family’s takes planning. We understand that family and the legacy of generations to come probably mean the world to you. Allow us to help you put together a plan that can help you comfortably keep those important promises.These days, life and technology seem to travel at the speed of light. If you’re not careful, your wealth and assets can slip through your hands just as fast. With SWA as your wealth and asset manager, we take a patient and compassionate approach in helping you focus and understand the options available to you. We’ll help you make sound decisions so you can enjoy peace of mind and, live happily and comfortably.
And then you probably have a lot more questions Count on us to provide comfort and guide you with answers.
You’ll love our fee-based structure because it ensures that you’re not paying for services you don’t want or need. The initial no-cost appointment with SWA can positively change your whole life.
Over time, SWA has has gained experience in serving a wide variety of clients. We welcome the opportunity to help anyone concerning their financial future. Whether you are single or married, working and trying to accumulate a financial nest egg, getting ready to retire, or are already retired, we are excited to give you a helping hand.
Services We Provide You
Services we provide begin with financial planning, which is where we help you articulate your financial goals, dreams and aspirations. We start with your goals. Sounds simple, right? . . . just accumulate more money. Well, not so fast. Consider this real-life example about one of our married couple clients who have a family:
The couple has sufficient assets to live comfortably for the rest of their lives; but one of the assets is illiquid (this means it needs to be sold in order to be used).
The wife is adamant that the primary asset, a summer home, is not to be sold no under any circumstance. She will not sign a listing agreement. Humm . . . “Why?,” we ask. “Is this asset so important that you will not sell it to provide for your retirement security?” Her answer, “Because it is where our family gathers twice a year. It’s what keeps our family together!” As you can see, we understand that clients do not make decisions solely based on money! We worked with this couple to find a solution that was comfortable for them.
That’s why it’s imperative that you select an advisor who will listen carefully to you and clarify your unique wishes. That’s exactly what we do. Then, and only then, will we attach numbers to your wishes and develop strategies to help attain your goals.
Wealth Accumulation strategies begin with the development of an Investment Policy Statement or IPS. We want to understand you appetite for risk and the impact it can have on your financial future. You see, when times are good, your risk quotient (appetite) will be quite high; but when things are not so good for whatever reason, your risk quotient will be sufficiently lowered.
Because of the fact that we ask the right questions and carefully listen, we will be able to hear you express your concerns about risk thresholds and your desire for return. Based on that, we develop an IPS that specifies the types of investments and investment protection you desire. Our team of Certified Financial Analysts develops and monitors your portfolios that are custom designed to accomplish your investment goals and objectives.
Another wealth accumulation related issue has to do with Risk Management. This is another phrase for ‘asset and estate protection’ or ‘insurance.’ It’s amazing that people generally have a natural tendency to want to insure their homes, cars and health: but not their income or money. Why is that? We want for you what we would want for our own families. For example, we would want to help ensure that your retirement is provided for in a contract with an insurance company that would guarantee you, and/or your spouse income at retirement for the rest of your lives.
We can also help you navigate the issue of Life Insurance. How much do you have? How much do you really need? We can perform a number of calculations that will help you understand the suggested amounts and then help you make a qualified decision.
Our Estate Distribution and Transfer
- Retirement Income Goals
- Retirement Income Strategies
- Lifetime Guaranteed Income
- Estate Transfer Strategies
- Review Existing Estate Plan
Call SWA today at 702-362-3123 to find out how we can help you with your financial needs.