What’s Your Money Script?

  Money is power. A fool and his money are soon parted. A penny saved is a penny earned. Money is the root of all evil. Do any of these expressions ring true for you? As it turns out, the money beliefs our families espoused while we were growing up may have a...

Can I convert my traditional IRA to a Roth IRA in 2018?

If you've been thinking about converting your traditional IRA to a Roth IRA, this year may be an appropriate time to do so. Because federal income tax rates were reduced by the Tax Cuts and Jobs Act passed in December 2017, converting your IRA may now be "cheaper"...

Mid-Year Planning: Tax Changes to Factor In

  The Tax Cuts and Jobs Act, passed in December of last year, fundamentally changes the federal tax landscape for both individuals and businesses. Many of the provisions in the legislation are permanent, others (including most of the tax cuts that apply to...

MARRIAGE AND MONEY

Marriage and Money: Taking a Team Approach to Retirement Now that it's fairly common for families to have two wage earners, many husbands and wives are accumulating assets in separate employer-sponsored retirement accounts. In 2018, the maximum employee contribution...

CLARITY, CONFIDENCE AND COMFORT

Our Logo is expressive of how our clients think of us. “CLARITY CONFIDENCE AND COMFORT” I visited with one of my first clients after we had completed the planning and implemented their plan. During that discussion I asked the client and his wife if they would like to...

Low Inflation Is No “Mystery”

By Brian S. Wesbury, chief economist, and Robert Stein, deputy chief economist, First Trust September 25, 2017 Last week, at her press conference, Federal Reserve Chair Janet Yellen said continued low inflation was a “mystery.” She’s referring to Quantitative Easing...

Common Fraud Schemes Attacking Seniors

Negative news is not usually put in a blog but I have had two very recent experiences that need to be shared. At least I think so. I happened to be visiting last week with relatives. We had a great time renewing our acquaintances for a few days. However, I was shocked...

Rates Rising: Strategies for Fixed-Income Investors

A long period of low yields has been challenging for many fixed-income investors, but owning bond investments in a rising interest-rate environment could become even trickier. When interest rates go up, the prices of existing bonds typically fall. Consequently, the...